Meet the guests featured in conversations with Matt Rhine, and explore their interviews.
Lutherville—Timonium Baltimore County · Maryland
Podcast guest
The Harlem Park Three · Exonerated in 2019
Alfred Chestnut
Alfred Chestnut was sixteen when he, Andrew Stewart, and Ransom Watkins were arrested after the 1983 killing of their friend, fourteen-year-old DeWitt Duckett, at Baltimore’s Harlem Park Junior High School. The three teenagers maintained their innocence. Convicted in 1984, each spent 36 years in prison. Their experience became known as the case of the Harlem Park Three. A joint reinvestigation by the Baltimore City State’s Attorney’s Conviction Integrity Unit and innocence advocates established that the three men did not commit the crime. Four witnesses recanted their testimony, saying they had been pressured to change their accounts. On November 25, 2019, their convictions were vacated and all charges dismissed. In this conversation with Matt Rhine, Alfred describes his childhood in Baltimore, the earliest questioning, and the persistence it took to keep seeking legal help. He speaks about the witnesses as children who were also caught in the case, about being treated without dignity in prison, and about ordinary ways he tried to help others. Exoneration did not give back those decades or erase their effects. Alfred talks about returning home, the unexpected ways trauma can surface, and the family and young daughter he was building a future for at the time of this conversation. His story is not only about what was taken from him; it is also about his agency, his care for others, and the life he was beginning to rebuild.
Amanda Rahemanji is a Sales Leader with Tom James of Baltimore. Her LinkedIn profile lists Chairman’s Club (October 2021) and President’s Executive Club (January 2020) among her honors. She makes custom clothing feel personal rather than formal for its own sake. In this 2024 conversation, Amanda starts with how a client actually lives, what is already in the closet, and what feels comfortable to spend—then brings fabric and clothing options to a home or office appointment.
Ayaz Rahemanji leads one of First Home Mortgage’s largest, top-producing branches and serves on its Board of Directors. His lender reports more than $1.5 billion in closed transactions and honors him with Leaders Club and Elite 8 recognition. Ayaz works with his team to help buyers understand their financing choices, with an emphasis on clear conversations rather than just an approval number. In this interview, Matt Rhine asks what happens when a buyer is approved for more than they want to spend. Ayaz breaks down written loan estimates, cash needed at closing, and ways to think through buying before selling or refinancing. Their conversation gives homebuyers better questions to bring to a licensed lender.
Bill McKenzie owns Alloy Personal Training Towson, located at 1407 York Road, Suite 110, in Lutherville, Maryland. After years in corporate sales and operations, a layoff gave Bill room to pursue a business he had imagined since his teens. He talks with Matt Rhine about choosing a coaching-led gym, finding its location, and building community ties.
Charlie Rhine is Matt’s son, and this was his first visit to the podcast. He gives Matt a candid, sometimes funny family perspective on a job that can follow a parent home. Between their father-and-son exchanges, Matt shares what he has learned about building a real estate career while making room for family. Charlie returns at the end with an honest review of the experience—and a promise to come back.
Charlie Rhine is Matt’s son and was 9 years old at the time of recording. As of October 2026, he attends Lutherville Lab Elementary School and loves playing baseball as a catcher. For Halloween 2026, he plans to dress as Spider-Man.
Christopher W. Keelty, Esq. is an attorney and licensed Maryland title insurance producer with Lawyers Express Title. Admitted in Maryland in 2002, he works with individuals, investors, developers, and business owners on residential and commercial transactions. His practice includes contracts of sale, transaction advice, title and settlement services, and complex commercial matters. Earlier in his career, Chris was managing attorney of a former Towson firm’s title company and clerked for Baltimore County Circuit Court judges James T. Smith, Jr. and J. Norris Byrnes. He earned his J.D. from the Catholic University of America’s Columbus School of Law in 2002. Here, he and Matt examine the time between a title search and closing, how policy options differ, and why it pays to read the complete settlement-cost breakdown.
Craig Kirkner is a Realtor® and Buyer Specialist with The Matt Rhine Group in the Towson area. He spent his teens and early working years running seafood markets, where he learned to manage people, serve customers and show up through long shifts. When early real-estate deals fell apart, Craig returned to restaurant work for a time before calling Matt Rhine for a second start. In their August 2025 conversation, Matt highlights Craig’s $24 million in combined production during the preceding 12 months. Craig brings that persistence, practical mentorship and a service-first approach to helping Maryland buyers make confident decisions, prepare strong offers and navigate the path to closing. For him, the relationship matters long after the transaction.
Danielle Treadwell is a Vacation Planner at Platinum Mouse. Her official profile says Disney trips have been part of her life since childhood, and that she now visits multiple times a year. She is a parent of a son and a daughter. In this conversation with Matt, she talks through the questions she asks families, the pace of a trip with children, resort choices, dining and how her agency approaches allergy-related planning.
Business Buyer Advantage · Small-business buying and selling
David C. Barnett
David C. Barnett has seen small-business deals from several sides: running a business, working in financing and brokerage, and advising buyers and sellers. He is an author, consultant, and speaker focused on business buying and exits. Earlier in his career, he helped broker 35 business sales over a three-year period in Atlantic Canada. With Matt, David asks what happens to the cash flow, customer relationships, and debt after the seller hands over the keys.
Dr. Colleen Quinn is a licensed psychologist and author of Essence Merging. Her work includes a trauma-informed, somatic-experiencing specialty and rebirthing breathwork. She discusses the experiences behind her book, breathing, relationships, and finding a sense of home.
Dr. James P. McGee’s psychology career took him from Sheppard Pratt to police departments, professional baseball and nationally significant investigations. He was director of psychology and of law-enforcement and forensic services at Sheppard Pratt. He served more than 15 years as chief psychologist for the Baltimore County Police Department and directed psychological-service programs for the Maryland and Delaware state police. For eight years, McGee was the Baltimore Orioles’ team psychologist. His contribution to the club’s championship season earned him a World Series ring. His work also included counseling Olympic gold medalists. McGee contributed psychological profiling to the FBI’s Unabomber investigation; portions of the profile he submitted were used in related search warrants. After Hurricane Katrina, he supported New Orleans police officers coping with the disaster. In this conversation with Matt Rhine, McGee looks back on his path through engineering, the Marines and psychology; mentors at Sheppard Pratt and Baltimore County Police; and the satisfaction he found in helping patients. He also recounts negotiation training at the FBI Academy.
Emily Johnson grew up in Georgia and moved to Maryland for a nursing position at Johns Hopkins. She and her husband bought their first home in Rogers Forge, where neighbors and family life helped make Maryland feel like home. When Matt caught up with her in 2025, that home had sold and her family was preparing to return to Georgia. Emily was also building a wellness and beauty business and rethinking how work fit around motherhood. She talks candidly about late meetings, accepting help, and making a new start before every detail is settled.
Giuseppe Grammatico is a franchise coach, author, and consultant at GG The Franchise Guide. His official biography says he has owned master-franchise licences, holds an MBA in marketing and investments, and has two decades of experience in franchising and in sales, marketing, and management. The same biography cites experience with AllianceBernstein, UBS, and J.P. Morgan. In this conversation, Grammatico connects that background to a practical starting point: define the work, time, and investment that fit your life before comparing franchise brands.
Jake Bowling owns White Oak Home Services. A Baltimore-area native and Maryland home inspector, he brings years of hands-on experience with the systems and wear that can make a house more complicated than it looks. Jake’s approach is to explain what matters without overwhelming a buyer. With Matt, he walks through the flip that made him look closer, the limits of a standard inspection, and when additional testing is worth discussing.
Rhine Landscaping and Rhine Pools · Sykesville, Maryland
Jay Rhine
Jay Rhine is the Founder & CEO of both Rhine Landscaping and Rhine Pools, based in Sykesville, Maryland. His story begins on the Rhine family’s Howard County dairy farm, in the family since 1923. After their father died, Jay took on farm operations at 19, working alongside his mother to keep it going. He began cutting grass in 1996 to help support the farm. In the recording, he remembers an old truck, a secondhand trailer, one mower, a blower and a weed whacker. Lawn care grew into landscape design and construction; with help from a mentor, Jay later added pools. Rhine Pools is the pool-focused division of the business. Jay describes a team handling the design, construction, landscaping and pool work while he meets homeowners to understand what they want from their space. His advice is practical: live with a new home for a while, invest in a thoughtful design, and build the plan in stages around what matters most.
Recorded in 2022 · Then with Primary Residential Mortgage
Jon Wald
Jon Wald is currently a branch manager with Main Street Home Loans in Timonium (NMLS 571973). For the very first episode of All Roads Lead to Real Estate, Matt invited Jon to tackle a question every buyer faces: what payment actually fits your life? Jon’s focus here is a payment that feels comfortable, not just a headline interest rate. This conversation with Matt Rhine was recorded in December 2022, when Jon was with Primary Residential Mortgage. Together they discuss what to ask before looking at homes, how Jon explained temporary buydowns at the time, and why the buyer’s own budget should come before a maximum qualification.
Juan Pablo “JP” Bergas is identified in the episode description as a UQUAL guest; his public professional profile lists him as a Regional Director at UQUAL. UQUAL describes its work as loan-readiness education, coaching, and customized plans. Bergas describes how UQUAL helps clients referred by loan officers, agents, and mortgage professionals prepare to seek loan qualification.
Justin Coleman works in sales at Ground Loop Heating & Air Conditioning, a third-generation family-owned Maryland business specializing in residential and light-commercial geothermal systems. He joins Matt to make a complicated home upgrade easier to understand: what goes underground, what changes inside, and when the numbers make sense. Matt brings his own older house into the conversation—and gets an answer that is not an automatic yes.
Founder & CEO of The Matt Rhine Group of Keller Williams Legacy
Matt Rhine
Matt Rhine leads The Matt Rhine Group of Keller Williams Legacy and holds a Maryland Associate Broker license. In this special interview, David C. Barnett asks him how the real-estate business has changed for agents and teams. Matt studied finance at the University of Delaware and began his real-estate career with Beazer Homes. He weighs the systems, hiring costs, and trade-offs of growing a team.
Matt Rhine is a Maryland associate broker and the founder and CEO of The Matt Rhine Group. His official profile says he has worked in real estate since 2007 and serves both buyers and sellers. This host-led episode pairs a February 2026 snapshot of the Maryland market with Matt’s tour of The Villas at Woodbrook, a James Keelty & Co. carriage-home community in Towson. Market figures and inventory discussed are historical to the recording.
Megan Winkler, formerly Megan Rhine, is Matt’s sister and an educator. While still in school, she found that she enjoyed helping teachers and teaching math to students who needed extra support. She went on to teach fourth and fifth grades, then worked as a math resource teacher. At the time of this November 2023 conversation, she was teaching preschool. Megan is candid about the planning and energy the job takes—and about the creative problem-solving she still loves when she helps a child learn. Her perspective is warmly practical: give children room to try small tasks on their own, keep parents and teachers talking when a concern comes up, and notice the ways a classroom can help a child feel welcome. A parent once wrote to thank her for the culture in her preschool room. That simple note stayed with her.
Neil Roseman is a Maryland entrepreneur, private lender, and owner/operator of Block M Investments. He works with investors on non-owner-occupied homes, multifamily properties, and commercial real estate. He is also involved in Bitcoin mining—the intersection that shapes his conversation with Matt Rhine. In this 2025 interview, Matt describes Neil’s Bitcoin holdings as worth tens of millions of dollars, adding context to his views on mining, custody, and risk. A University of Michigan graduate, Neil also owns LeadProbe, a lead-paint inspection business serving Maryland and Washington, DC. He brings that local investor experience to a conversation about mining, custody, and the practical differences between Bitcoin and rental property.
Ricky Carruth began his real-estate career on Alabama’s Gulf Coast in 2002. After the 2008 housing crash, he returned to the business and rebuilt through consistent outreach and client relationships. In this interview, he reflects on that path and his later move from sales into coaching. His official biography reports a historical solo-production record of 100-plus deals a year beginning in 2014, and dates Zero to Diamond’s launch to 2017. With Matt Rhine, Carruth discusses social-media content, public criticism, prospecting, and adapting as technology changes how agents work.
Rocky Lalvani, MBA, EA, helps business owners turn revenue into money they can actually keep. A certified Profit First Professional and co-pilot at Profit Comes First, he focuses on simple systems for owner pay, taxes, and sustainable profit. His interest in money goes back to his father’s example and his own teenage paper route. With Matt, Rocky brings that practical perspective to the account balances, pricing choices, and investments that shape a small business.
Principal · Lutherville Laboratory Elementary School
Sean McComb & Charlie Rhine
Sean McComb is principal of Lutherville Laboratory Elementary School, often called Lutherville Lab Elementary School, and was the 2014 National Teacher of the Year. He began teaching English at Patapsco High School and Center for the Arts, where he coached and worked in a college-readiness program for first-generation college students. Sean says the national honor took him across the country and abroad for a year to visit classrooms, speak with teachers, and represent their profession. He returned to teaching while supporting teacher coaches. He was drawn to elementary education by its energy and the chance to build reading skills early, before gaps become harder to address. He became assistant principal at Pleasant Plains Elementary, helping lead school improvement, before moving to Lutherville Laboratory. In the interview, he also describes a fellowship at the U.S. Department of Education that widened his view of schools and their communities. Today, he focuses on knowing children, supporting teachers, and helping families see growth beyond a rating.
Atlantic Union Bank identifies Stephanie Arcelay as a Senior Mortgage Loan Officer and Physician Loan Specialist. The bank profile says she has more than 20 years of mortgage experience and works with doctors and dentists on home financing. With Matt Rhine, Arcelay discusses loan offerings for medical professionals and attorneys, including qualifications, underwriting, and individual trade-offs.
Keelty Homes · Four generations of Maryland building
Steve Keelty
Steve Keelty represents the fourth generation of the family behind Keelty Homes. Introduced as the company’s President in this June 2024 conversation, he shares the hands-on approach that connects its Maryland roots to Woodbrook. After earning an MBA at Loyola, he says he learned the business in the field, working across construction jobs.
