Audio excerpt
Chris explains the recording gap and why a title search can’t eliminate every unknown.
Read excerpt →Full Interview · April 4, 2024 · Ep. 33
Chris Keelty: What a Title Search Can Miss
A mortgage can be filed before closing but not yet appear in the land records. The Lutherville title attorney explains the gap, coverage choices, and the costs worth comparing.
Filmed excerpt · 55 seconds
Lawyers Express Title · Lutherville, Maryland
The mortgage a title search might miss
Watch Chris explain how a newly filed mortgage could fall between a title search and closing. The filmed segment is a quick introduction to the longer conversation about policy choices and settlement costs.
Read the matching transcript passage →Full interview · audio · 17:11
Choose play or an excerpt below.
This is a short filmed excerpt, not the full interview. Listen to the complete 17:11 conversation above.
Lawyers Express Title · Lutherville, Maryland
Christopher W. Keelty, Esq.Attorney & Licensed Maryland Title Insurance Producer · Lawyers Express Title
Inside the Interview
- See why a recent mortgage might not show up in land records yet.
- Understand what an owner’s title policy may address.
- Hear how basic and enhanced policy options differ.
- Separate a one-time premium from settlement fees.
- Know what to ask when comparing the full closing-cost breakdown.
Recorded in April 2024. Policy coverage, fees, and legal requirements depend on the transaction and current terms; this interview is not legal or insurance advice.
Meet the Guest
Christopher W. Keelty, Esq.
Christopher W. Keelty, Esq. is an attorney and licensed Maryland title insurance producer with Lawyers Express Title. Admitted in Maryland in 2002, he works with individuals, investors, developers, and business owners on residential and commercial transactions. His practice includes contracts of sale, transaction advice, title and settlement services, and complex commercial matters.
More about Christopher W. Keelty, Esq.
Earlier in his career, Chris was managing attorney of a former Towson firm’s title company and clerked for Baltimore County Circuit Court judges James T. Smith, Jr. and J. Norris Byrnes. He earned his J.D. from the Catholic University of America’s Columbus School of Law in 2002. Here, he and Matt examine the time between a title search and closing, how policy options differ, and why it pays to read the complete settlement-cost breakdown.
- AttorneyResidential and commercial real estate
- Licensed MarylandTitle insurance producer
- Admitted in 2002Maryland · Residential and commercial real estate
Sources: Chris’s official profile ↗
Take the conversation with you.
Listen on Apple Podcasts, or follow the show on Spotify.